Términos de Servicio

1. Agreement to Terms

By accessing or using the Bypros Tech website ("Site") and services, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access our Site or use our services.

These Terms apply to all visitors, users, and others who access or use the Site and services.

2. Description of Services

Bypros Tech provides software solutions for financial institutions, government entities, and institutional organizations, including but not limited to:

• RegTech Solutions: Compliance management, AML/CFT monitoring, and regulatory reporting
• GovTech Solutions: Municipal management, digital signatures, and property registry systems
• Institutional Solutions: Healthcare management, HR systems, and educational platforms

The specific features and capabilities of each solution are described in the applicable product documentation and service agreements.

3. User Accounts

Certain features of our services may require you to register for an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Intellectual Property Rights

The Site and its original content, features, and functionality are owned by Bypros Tech and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks without written authorization
• Reverse engineer or decompile our software
• Remove any copyright or proprietary notices

5. Acceptable Use

You agree not to use the Site or services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit malware, viruses, or harmful code
• Attempt to gain unauthorized access to systems
• Interfere with the proper functioning of the Site
• Collect user information without consent
• Engage in any activity that could harm Bypros Tech or its users

6. Service Availability

We strive to maintain high availability of our services. However, we do not guarantee that the Site or services will be available at all times. We may experience:

• Scheduled maintenance windows
• Unplanned outages due to technical issues
• Service disruptions beyond our control

We will make reasonable efforts to provide advance notice of scheduled maintenance when possible.

7. Payment Terms

For paid services, the following terms apply:

• Fees are specified in your service agreement
• Payment is due according to the agreed schedule
• All fees are non-refundable unless otherwise stated
• We may change pricing with 30 days notice
• Late payments may incur interest charges

Specific payment terms are detailed in individual service agreements.

8. Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or confidential information disclosed during the use of services. This includes:

• Business strategies and plans
• Technical specifications and architecture
• Customer data and analytics
• Pricing and financial information

Confidentiality obligations survive termination of services.

9. Limitation of Liability

To the maximum extent permitted by applicable law:

• Bypros Tech shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim
• We are not liable for damages resulting from unauthorized access to your data
• We are not responsible for third-party services or integrations

10. Disclaimer of Warranties

The Site and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy or completeness of content
• Uninterrupted or error-free operation

11. Indemnification

You agree to indemnify and hold harmless Bypros Tech and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of the Site or services
• Your violation of these Terms
• Your violation of any third-party rights
• Your violation of applicable laws

12. Termination

We may terminate or suspend your access to the Site and services immediately, without prior notice, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• At your request

Upon termination, your right to use the services will immediately cease.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ecuador, without regard to its conflict of law provisions.

Any disputes arising from these Terms shall be resolved in the courts of Quito, Ecuador.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by:

• Posting the new Terms on this page
• Updating the "Last Updated" date
• Sending email notification for material changes

Your continued use of the Site after changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have questions about these Terms of Service, please contact us at: